What Is Covered

  • Responds to claims for Professional Activities of a Member Insured in the course and scope of his or her duties as an employee of a North Carolina local education agency or accredited public school district, state education agency, or charter educational institution.
  • Covers wrongful acts in performance of professional activities
  • Coverage is written with $1,000,000 per Insured per occurrence and $1,000,000 aggregate per Insured
  • Broad coverage exists including, but not limited to:
    • $10,000 limit for Accidental Death & Dismemberment
    • Civil Rights – with no sub-limit like other policies
    • $2,500 Per Insured claim, $10,000 aggregate per Insured per policy for attorney fees, and $5,000,000 aggregate per policy period
    • Bail Bond
    • Assault Related Property Damage
    • $50,000 limit for Criminal Acts
    • Employment Related issues, including protection of professional rights
    • $100,000 limit for Volunteers, while acting at the direction of the Educational Institution

*This is a summary of available coverages and is not intended to represent or substitute for policy conditions. The policy alone determines the scope of the coverage provided.

Contact Us


Toll Free